James Stone 
Best Pet Insurance of August 2023
Looking for other ways to pay for your pet’s medical bills? Pet insurance could be the solution. Most policies reimburse up to 100% of the vet bill when your pet is seriously ill or injured. That said, those new to pet insurance may have a lot of questions. There are indeed many pet insurances and it takes time to find the best one.
Check out our guide to pet insurance if you want to compare pet insurance plans no questions asked. And if you’re ready to buy an insurance policy, read our reviews of the best pet insurance companies available on the market today.
—– Best Insurance Companies that offer 100% reimbursement – pet insurance 100 coverage:
1 – Trupanion
Trupanion can pay your vet directly, eliminating the reimbursement model. If your vet accepts direct payments from Trupanion, they can pay your veterinary bill at the time of checkout.
Deductibles
The Deductible is the dollar amount a pet owner agrees to pay before their insurance kicks in.
Once the lifetime per condition deductible is met, pet owners never have to pay a deductible for that condition again.
At enrollment, pet owners have the option to choose their deductible, and decide what fits their own budget. Pet owners can also change their deductible whenever they like, as many times as they like.* A change in deductible will always result in a change in premium.
- Deductible: $0 – $1,000
- Reimbursement: Up to 100%
- Benefit limit: Unlimited
pet insurance 100 coverage
pet insurance with 100 coverage
pet insurance 0 deductible
#1 in America, trusted by vets and pet parents
Trustpilot Reviews : 4.4
Rated 4-star pet insurance by Forbes
Phone: 855.210.8749
Trupanion USA
6100 4th Ave South Suite 400
Seattle, WA 98108
2 – Figo
pet insurance 100 coverage
Figo is a pet insurance company that was founded in 2013. They offer a variety of pet insurance plans, including plans with 100% reimbursement. Figo is known for its easy-to-use website and mobile app, and its customer service is highly rated.
Deductibles: based on your pet’s age and include the following choices:
- 5 years old and younger: $100, $250, $500, $750.
- Pets between 6 and 9 years old: $250, $500, $750, $1,000.
- Pets 10 years old and older: $500, $750, $1,000, $1,500.
Address: 223 W Erie St, Chicago, IL 60654, United States
Phone: +1 844-738-3446
Figo Pet Insurance: Rated Best Pet Insurance Plans
Reimbursement: Up to 100%
Trustpilot Reviews : 3.9
Rated 4-star pet insurance by Forbes
—– Best Insurance companies that offer 90% reimbursement:
pet insurance 90 reimbursement
3 – Spot
Spot – Best Pet Insurance for Unlimited Coverage
Spot pet insurance helps you plan for unplanned vet bills when your pet is injured or ill. With plans that offer up to 90%* reimbursement on covered conditions, you can worry less about better care for your pet. Are you ready to get them covered? Cover My Vet Bills!
Trustpilot Reviews : 4.2
Rated 5-star pet insurance by Forbes
- 30-Day Money-Back Guarantee*
- Up to 90% reimbursement on eligible vet bills
- Multi-pet discount & access to 24/7 vet helpline
- Visit any U.S. licensed veterinarian or specialist
- Accident, illness, and optional preventive care coverage are available
pet insurance 90 reimbursement
pet insurance 0 deductible
Address: 990 Biscayne Blvd Suite 603, Miami, FL 33132, United States
Phone: +1 800-905-1595
4 – Healthy Paws
- Deductible: $100, $250, $500, $750, or $1,000
- Reimbursement: 50%, 60%, 70%, 80%, or 90%
- Benefit limit: No maximum
Healthy Paws is a pet insurance company that was founded in 2009. They offer a variety of pet insurance plans, including plans with 100% reimbursement. Healthy Paws is known for its comprehensive coverage and its low monthly premiums.
Trustpilot Reviews : 4.2
Phone: 855.898.8991
Fax: 888.228.4129
Address: Healthy Paws Pet Insurance
P.O. Box 50034
Bellevue, WA 98015
5 – Embrace
Embrace is a pet insurance company that was founded in 2012. They offer a variety of pet insurance plans, including plans with 100% reimbursement. It sells policies for dogs and cats and offers optional wellness coverage.
Trustpilot Reviews : 4.2
Rated 5-star pet insurance by Forbes
Phone: (866) 481-4082
Mailing Address: P.O. Box 22188 | Beachwood, OH 44122-0188
6 – Pets Best
Since 2005, Pets Best has offered the best pet insurance plans, the best service, and the fastest claim processing of any pet insurance company. With coverage options on accident and illness plans, a routine care add-on, and accident-only plans, you have control over how much of your veterinary expenses you want to pay.
- Deductible: $50 – $1,000
- Reimbursement: 70%, 80%, or 90%
- Benefit limit: $5,000 or unlimited
Trustpilot Reviews : 4.2
Rated 4-star pet insurance by Forbes
Phone: +1 877-738-7237
Mailing Address:
Pets Best Insurance Services, LLC
965 Keller Rd.
Altamonte Springs, FL 32714
